Wealth management that mixes the human factor with high-tech thrift

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Charlotte Ransom makes no secret of her network of fabulously wealthy friends and connections. She worked in the City of London for 25 years, first at JP Morgan, then Goldman Sachs, and says: “I’m just a sociable person.”

Ransom lists the extraordinary roster of big beasts she has persuaded to back her fledgling wealth management business. There’s Michael Spencer, now Lord Spencer of Alresford, the billionaire erstwhile king of moneybroking, who was once treasurer of the Conservative Party. He has put in £10 million and is the biggest outside investor. There’s Stuart Rose, now Lord Rose of Monewden, the former chairman of Marks & Spencer.

There’s the chairman of the Lloyd’s of London insurance market, Bruce Carnegie-Brown, who by the way is also

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